If you are filing for bankruptcy, you might wonder how it might affect your mortgage rates if you own a home or if you are considering purchasing a home. In some cases, bankruptcy can affect your mortgage rate for better or for worse. Here is what you need to know. When You Already Have a Home If you already have a home, you do not have to worry about your mortgage rates going up.
5 February 2021
Assets like coins and jewelry made from precious metals can become a burden to take care of after time. You may not have any real use for them, especially if you inherited them after relatives passed away. You appreciate the gift but have no sentimental attachment to these items. Instead of keeping them out of a sense of obligation, you can instead liquidate them for cash. You can sell gold pieces like coins, watches, rings, and other valuables and receive the fair market commodity price for them.
23 November 2020
The manner in which consumers manage their banking needs has changed drastically over the years. However, it is important to understand that these changes have not stopped. Video banking is one of the new services that financial institutions can offer their customers, and it is a change that comes along with great benefits for the financial institution and customers alike. Real-Time Service Every bank has a set period for operations, such as 9 am to 5 pm.
2 July 2020
Whether you're facing financial woes or you have a parent or loved one who has passed away, it's time to decide what to do with any available assets. Often the first place to explore is an existing estate. An estate generally includes an individual's money and personal property that has no lien. Liquidating or selling these assets is a way to acquire monetary funds to then pay off other debt or reimburse other financial obligations.
26 November 2019
Buying your first home is an exciting experience, but failing to properly research the process could sour the moment. There are many potential pitfalls that first-time homebuyers need to be wary of to avoid making a mistake that could have long-term implications. Before starting your search for your first home, here are some common mistakes to look out for. Skipping Pre-Approval One of the biggest mistakes you can make when looking for a home is failing to get pre-approved for a loan before starting the search.
18 May 2016
It's graduation season, which means that a new crop of high school seniors will soon be preparing to leave their homes for the first time when they head to college in the fall. For many students, this will also be the first foray into managing their own finances, and it starts with choosing a banking account. Take a look at some tips that may help you, or a student that you know, choose a banking account that will meet their needs.
17 May 2016
You're in the market for a new car, but your credit score is preventing you from being approved for financing. Don't give up. Just because you have bad credit now doesn't mean it will stay that way. In fact, with a little hard work and patience, you can improve your credit score so you can purchase the car you want. Here are three steps you can take that will help you repair your credit so you can get approved for your new car loan.
17 May 2016